Security FAQ's

Our website has a list of resources which can help prevent and deal with identity theft.

Yes, Northwoods Bank is a member of the Federal Deposit Insurance Corporation (FDIC), which insures each depositor at least $250,000.00.  See FDIC.gov.

Northwoods Bank offers Overdraft Privilege and Signature Lines of Credit.  Contact a personal banker for more information.

• Multi-factor authentication (System requires that the customer select an image, create a pass phrase, and answer security questions.
• Encryption
• Inactivity timeout   
• Lock out after 5 failed login attempts  
• Password expiration
• Password requires upper and lower case alpha, numeric and special characters.
• Verification of customer ID during account opening
• Bank policies and procedures that safeguard customer information.
• Northwoods Bank Identity Theft Prevention Program

Northwoods Bank of Minnesota uses the latest Internet security available, including secure communications (SSL), firewalls, 128 bit encryption, and operating systems that have been designed to provide maximum security.  All firewalls are monitored 24 hours a day – 7 days a week for intrusions, viruses, and malware.  We also provide added security when logging on through the use of random image ID’s, password phrases, and challenge questions.